Your path to financial freedom starts today.

Most Canadians obsess over their mortgage rate. I focus on something that matters far more: minimizing your total cost of credit and that difference can be worth hundreds of thousands of dollars over your lifetime.

After 23 years as a mortgage broker and writing From Debt to Zero — an Amazon #1 bestseller — I became a Smith Manoeuvre Certified Professional™ for one reason: the math is undeniable.

The Smith Manoeuvre converts your non-deductible mortgage into a tax-deductible investment loan. Same budget. No extra cash required.

You build wealth while you pay down your home.

I've helped hundreds of Canadian homeowners stop running in place. Let me show you whether this strategy makes sense for your numbers.

-Camilo

Camilo Rodriguez, Mortgage Broker
Smith Manoeuvre Certified Professional™

The Smith Manoeuvre™

It's time to master your mortgage

Start here

Ready to see how The Smith Manoeuvre™ could transform your financial future?


Get immediate access to our free mini-course below!

In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.

Come learn more at our next live webinar.

Has your interest been piqued? Come join us for our next completely free monthly webinar.


Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.

No pressure, just practical information to help you decide if this strategy is right for you.

Take the first steps today

Your Smith Manoeuvre Certified Professional™

Camilo Rodriguez

Camilo Rodriguez is the founder of Mortgages Lab® and a Senior Mortgage Broker with over 23 years of experience helping Canadians reduce their total cost of borrowing. Camilo has structured financing for clients ranging from first-time buyers to complex multi-million-dollar transactions.

His contrarian premise is simple: most Canadians focus on the wrong number. The rate is not the problem — the lifetime cost of credit is. That thesis became the foundation of From Debt to Zero, his Amazon #1 bestselling book on how small mortgage decisions create six-figure differences over time.

A Smith Manoeuvre Certified Professional™ and Past President of the Canadian Mortgage Brokers Association – BC, Camilo has trained over 100 mortgage agents across Canada. His focus remains unchanged: simplify the strategy, eliminate unnecessary interest, and build a clear path to mortgage freedom.

Copyrights 2025 | Smith Manoeuvre Services Corp.

Privacy Policy | Terms & Conditions